A variable discount rate with higher rates applied to cash flows occurring further along the time span might be used to reflect the yield curve premium for long-term debt. The formula for calculating NPV involves taking the present value of future cash flows and subtracting the initial investment. The present value is calculated by discounting…
A cost benefit analysis gives you the clarity you need to make smart decisions. The DACI framework lets you take a standardized and structured approach to project management, especially when using a DACI template. It helps you clarify roles and responsibilities for every member of the decision-making team, ultimately facilitating increased visibility and accountability within…
HoldedHolded is another software platform aimed more at small and medium businesses, offering an ERP that brings together sales, accounting, inventory, project and time management into a single dashboard. However, despite these diverse elements, the accounting feature is fully developed, and includes automated billing, along with instant reports on profit/loss, and the balance sheet. Sage Accounting…
It may be tempting to dump your money into a few companies you’re excited about, but you could be setting yourself up for disaster if those companies or market sectors experience a downturn. On the other hand, spreading your investments across different sectors and industries reduces risk. Let’s calculate the debt-to-asset ratio for a company…